Live Your Retirement

Tax Free Cash

no mortgage payments

Enjoy Your Golden Years

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About American First Reverse

Experience - What Counts

Salvatore J. Cefalu CMO,CLU,ChFC

Chief Marketing Officer, Managing Member 

25+ years experience

Salvatore Cefalu completed the Chief Marketing Officer Program at Columbia Business School Senior Executed Program in New York City. Salvatore began his career in Mortgage Banking over 25+ years ago in New York City. Equipped with nearly three decades of mortgage industry experience, Salvatore aptly provides clients with residential mortgage lending and origination services through lending programs such as Reverse Mortgages, Fannie Mae (“FNMA”) mortgage financing, and Federal Housing Administration (“FHA”) mortgages. Salvatore is licensed to provide these services in New Jersey & Pennsylvania.

States Servicing



New Jersey

New Jersey

Now Servicing


New Jersey

What is a Reverse

A reverse mortgage is a financial product specifically designed for homeowners who are 62 years of age or older. It allows them to convert a portion of their home equity into tax-free cash without the need to sell their home, give up title, or make monthly mortgage payments. Instead of the borrower making payments to the lender, the lender makes payments to the borrower.

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