Protect Your Home With
HOMEOWNERS INSURANCE

What Is Home
Insurance?

Homeowners insurance, also known as home insurance, is a type of property insurance that provides financial protection to homeowners in the event of damage to their home or personal belongings. It is designed to cover various risks that homeowners may face, including property damage, theft, liability for injuries that occur on the property, and additional living expenses if the home becomes temporarily uninhabitable. 

What does homeowners insurance cover?

Homeowners insurance can be customized to better suit your specific needs and circumstances. Coverage options include dwelling coverage, personal property coverage, liability coverage, and additional living expenses.  It’s important to note that homeowners insurance policies have limitations, exclusions, and deductibles. Certain perils, such as floods or earthquakes, are typically not covered and require separate insurance policies. Additionally, policy terms and coverage limits can vary, so it’s crucial to carefully review and understand your specific policy.

Who Should Get
Homeowners Insurance?

Homeowners insurance is typically required by mortgage lenders to protect their investment in the property. Even if it’s not mandatory, having homeowners insurance is crucial to safeguard your home, personal belongings, and finances from unexpected events that could lead to significant financial losses. It provides peace of mind knowing that you have a safety net in place to help recover from unforeseen incidents.

States Servicing

Florida

Pennsylvania

New Jersey

New Jersey

Now Servicing

Pennsylvania

New Jersey

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